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HCFA 1500 On Web is not acting as your attorney in connection with review and processing of denials for medical coverage by various insurance companies. ClaimAppeals.com's services do not constitute legal advice or legal consultation and do not establish an attorney-client relationship. HCFA 1500 On Web does not assume any responsibility or liability for the timeliness of filing of requests for review nor for the lapse of any statute of limitation on the underlying claim for coverage. HCFA 1500 On Web does not engage attorneys for any portion of the review process. The determination of the need for legal services and the choice of legal counsel are the sole responsibility of the consumer. You are encouraged to seek independent legal advice at your sole discretion.